Privacy Policy

MoTA AI is operated by Descart Limited ("Descart", "MoTA AI", "we", "our", or "us").

This Privacy Policy applies to the limited beta and internal testing versions of the MoTA AI website, mobile application, and related services (the "Services").

The Services are currently in a testing phase and features may change over time. This Privacy Policy describes the information we currently collect, use, and protect during the beta period.

1. Information We Collect

During the beta period, we may collect the following categories of information:

Account Information

• Name
• Email address
• Username
• Profile information voluntarily provided by users

Contact Information

• Mobile phone number

Verification and Security Information

• One-time passwords (OTP)
• Authentication records
• Security verification activity

Device and Technical Information

• Device type
• Operating system
• Browser type
• IP address
• Basic application usage information
• Necessary cookies and basic analytics information

User Preferences

• Watchlist preferences
• Alert preferences
• Notification preferences

Communications

• Customer support requests
• Emails
• SMS communications
• WhatsApp communications
• Telegram communications

Brokerage and Trading Data

During the current beta and internal testing period, the Services do not collect broker credentials, broker account access tokens, brokerage account holdings, trading orders, trade execution information, or other live brokerage account data.

The Services do not execute live trades or place orders with brokerage firms during the current beta period unless such functionality is separately enabled, disclosed, and subject to additional terms.

2. How We Use Information

We use collected information to:

• Create and manage user accounts
• Verify identity and prevent fraud
• Authenticate account access
• Deliver security notifications
• Provide customer support
• Deliver stock market alerts and notifications
• Provide AI-generated insights and analysis
• Cover AI training, model improvement, targeted advertising, or user profiling
• Maintain platform security
• Comply with legal obligations

3. Communications and Notifications

By creating an account and providing contact information, users consent to receive communications from MoTA AI.

Account Verification and Authentication Communications

We may send communications necessary to verify user identity and authenticate access to the Services, including:

• Account verification messages
• Authentication codes
• Login verification messages
• Multi-factor authentication messages
• Password reset requests

Security Notifications

We may send communications related to account security and fraud prevention, including:

• Security alerts
• Suspicious login notifications
• Account recovery notifications
• Security-related updates

Service Communications

We may send communications necessary for the operation of the Services, including:

• Service announcements
• Changes to features or functionality
• Updates to policies or terms
• Customer support communications
• Technical or operational notices

Optional Product and Market Notifications

If enabled by the user and available during the beta period, we may provide optional communications, including:

• Product updates
• Watchlist alerts
• Market-related notifications
• AI-generated informational insights
• Research summaries
• Educational content
• Investment-related informational alerts
• Buy, Hold, Sell, or similar recommendation alerts
• Portfolio-related notifications

Optional notifications may be disabled or managed through account settings where available.

4. Beta Features and AI-Generated Content

AI-generated content / insights may be provided as beta informational features. User data is not used for AI model training unless separately disclosed and consented.

Such features are experimental and may produce inaccurate, incomplete, outdated, or misleading information.

5. Information Sharing

We do not sell personal information.

During the beta period, we do not share personal information for targeted advertising or cross-context behavioral advertising purposes.

We may share information with trusted service providers that help us operate our services, including:

• Cloud infrastructure providers
• Authentication providers
• Messaging providers
• Analytics providers
• Customer support providers

Examples may include Twilio, WhatsApp Business Platform providers, email service providers, and cloud hosting providers.

6. Data Security

We implement commercially reasonable technical, administrative, and organizational safeguards designed to protect personal information.

However, no security system can guarantee absolute security.

7. Data Retention

We retain information for as long as necessary to:

• Provide services
• Comply with legal obligations
• Resolve disputes
• Enforce agreements
• Maintain security records

8. Your Rights

Depending on your jurisdiction, you may have rights to:

• Access your personal information
• Correct inaccurate information
• Request deletion of information
• Withdraw consent

Requests may be submitted to support@mota.ai.

9. International Data Transfers

Your information may be processed and stored in countries outside your country of residence.

By using the services, you consent to such transfers where permitted by law.

10. Children's Privacy

Our services are not intended for children under 18 years of age.

We do not knowingly collect information from children.

11. Changes to this Policy

We may update this Privacy Policy from time to time.

Continued use of the services after changes become effective constitutes acceptance of the updated policy.

12. Contact Us

Descart Limited

Email: support@mota.ai

Website: https://mota.ai